OpenAI Launches ChatGPT Wallet, Offering AI-Powered Purchases

OpenAI Launches ChatGPT Wallet, Offering AI-Powered Purchases
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OpenAI has launched ChatGPT Wallet, a new payment feature that allows its artificial intelligence agents to complete online purchases on behalf of users, expanding the company’s push into AI-powered shopping.

Reuters reported on Friday, November 13, 2026, that the wallet was developed in partnership with American Express, Mastercard and Visa. The feature allows users to save a payment card and authorise purchases without repeatedly entering their financial details.

ChatGPT Wallet will initially be available to a limited group of ChatGPT Pro subscribers in the United States through OpenAI’s Dots agent service.

Under the system, users can ask their AI agents to find products and complete purchases on their behalf. Before a transaction is processed, users must review the merchant, selected items, total cost and payment card, then approve the purchase through a security check such as Apple’s Face ID or a fingerprint scan.

OpenAI said the system uses payment tokens provided by card networks instead of exposing users’ actual card details to the AI agent or merchant. Users will also retain eligible card rewards and existing protections for qualifying payment disputes.