Global Forum in Kuala Lumpur Calls for Ethical AI Aligned with Islamic Principles

Global Forum in Kuala Lumpur Calls for Ethical AI Aligned with Islamic Principles
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Thought leaders, economists, and technology experts from around the world gathered at the 2025 Global Islamic Finance Forum to explore how artificial intelligence (AI) can advance Islamic finance while upholding Sharia-based ethics. The conference, themed “Revolutionizing Islamic Finance: The Transformative Role of Artificial Intelligence,” examined how AI could improve efficiency and expand financial inclusion without compromising Islamic values.

Panelists agreed that AI, when governed by moral and religious frameworks, can promote fairness, transparency, and accountability in financial systems. Speakers emphasized that Islamic finance principles—such as mua’malat (ethical transactions) and kafalah (guarantee)—share conceptual similarities with reinforcement learning models, both aiming to guide behavior toward beneficial and socially responsible outcomes.

Participants stressed that the ethical challenge lies not in AI technology itself but in its governance. They called for the development of AI systems rooted in trust, verifiable data sources, and lawful funding to ensure compliance with Sharia standards. The forum concluded that integrating AI within Islamic finance can strengthen global financial systems if designed to prioritize human welfare and uphold the ethical and moral tenets central to Islamic economic thought.